Jennifer Hope | Director, Marketing
Choosing a benefit plan can be confusing, as there are more options available than ever before. Whether you are planning for retirement, are currently without an employer-sponsored benefit plan, or are looking for increased coverage levels, ARTA is here to support you with benefit plan options that are as unique as your lifestyle.
Here are the top reasons why over 32,000 ARTA members continue to choose ARTA Benefits, year after year.
ARTA’s Emergency Travel Coverage
Travel should be exciting and stress free. With ARTA’s emergency travel coverage, you are covered for 100% of eligible emergency medical travel expenses for 92 days while travelling outside your province of residence.
ARTA’s emergency travel coverage is unique, as there are no stability clauses for pre-existing conditions. That means even if you have had health complications prior to your trip, you can still access emergency travel coverage, assuming you and your doctor agree that you are healthy enough to travel.
ARTA’s emergency travel plans also include trip cancellation and interruption insurance to help protect your travel investment and minimize losses if you find yourself suddenly unable to travel. Whether it’s an unexpected illness, family emergency, or any other last-minute disruption, ARTA has you covered.
Paramedical Practitioner Coverage
Your health benefit plan should support your wellness goals — not limit them. That’s why ARTA offers what is called an “annual combined maximum” for paramedical services like massage therapy, physiotherapy, chiropractor visits, and more. On average, members who make paramedical claims use only one or two practitioners per year. So why should you pay for massage coverage if you don’t use it? Combining paramedial coverage into one category allows ARTA members to get more out of the services they want, without having unused coverage for services they don’t use.
A Financially Sustainable, Not-For-Profit Association
ARTA is a not-for-profit association, and prides itself on putting the needs of ARTA members before any fiscal bottom line or subsidizing another plan. Because of this non-profit model, all funds generated by member premiums stay within the plan, allowing us to keep rates low, make plan improvements, and ensure members always get the most out of their coverage. Some benefit plans offer their members a discount when they apply at a certain time during the year. ARTA doesn’t have any profit margins built into our monthly premiums, so our rates are as low as they can possibly be while keeping the plan stable and sustainable for the future.
ARTA’s Ancillary services
ARTA is more than a Health Benefit Plan provider; it is a vibrant, robust organization that offers members a wide variety of services. Through your ARTA membership you can access a wealth of wellness information and activities that can keep you connected, active, and vibrant in retirement. ARTA runs annual wellness walks, photo contests, offers scholarships for family members, and much, much more.
Saving money is important, especially when you are retired. That’s why we have the ARTA Perks discount program. ARTA members can use this program to save money at various retail outlets, restaurants, hotels, and much more!
Unique Among Benefit Plan Providers
Joining ARTA means more than just enrolling in a health benefit plan, it means becoming part of a supportive community that prioritizes your wellbeing at any stage of life. With comprehensive and flexible coverage, emergency travel coverage, dental care options and access ARTA’s membership advantages, ARTA supports our members before and during retirement, whatever life brings.
Jennifer Hope is ARTA’s Director of Marketing. She holds a management degree from the University of Lethbridge with a major in marketing and has a Group Benefits Associate (GBA) designation, making her an authority on the world of health benefit plans.