Compare Benefit Plans

ARTA offers ten different benefit plans, ensuring that each member can choose the plan that suits them best in their lifestyle.


Introductory Plan

Primary Health is perfect for active employees and retirees under age 65 who are not transitioning from an employer-sponsored health plan. It offers basic coverage at an affordable rate, allowing you to transition into a more advanced plan when you become eligible.


Comprehensive Plans

Core, Essential and Enhanced Health include a little bit of everything, offered at higher levels to support you until you qualify for Alberta's Coverage for Seniors Plan at age 65. Each plan offers different levels of coverage allowing you to fine-tune your coverage to best suit your needs.


Build-Your-Own Plans

Working in tandem with Alberta's Coverage for Seniors benefit plan, Total Health, Ultimate Health, Health Wise, Health Wise Plus, ARTARx and ARTARx+Travel offer the widest array of coverage for retirees of any age. ARTARx is only available to Alberta residents and includes complete coverage for prescription drugs purchased through ARTA's plan-owned pharmacy.


How does ARTA compare?

ARTA offers the greatest variety of choice in benefit plans, allowing you to select the coverage that works best for your retirement lifestyle. ARTA isn't your only choice - there are multiple organizations that offer retiree benefit plans. 


ARTA & Competitor Benefit Plans - Comparison Chart - April 8, 2022.pdf



Benefit Plans Dental Plans
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DENTAL COVERAGE Primary Health Core Health Essential Health Enhanced Health Option A Option B Option C
Dental Premiums
based on age, coverage and eligibility
Included Included Included Included Use the filters to set your age, coverage and eligibility to display dental premium amounts. Use the filters to set your age, coverage and eligibility to display dental premium amounts. Use the filters to set your age, coverage and eligibility to display dental premium amounts.
Age restrictions Under Age 65 Under Age 65 Under Age 65 Under Age 65 Any Any Any
Basic, preventative, and minor restorative:
Basic and preventative services include exams, x-rays, cleanings, fillings, extractions, etc. Minor restorative services include endodontics (root canals) and periodontics (gum inflammatory disease).
70%
80%
80%
80%
80%
80%

65%

Major restorative
None
None
None
50%
50%
None

None

Orthodontics
None
None
None
50%, $2,000 lifetime maximum
None
None

None

Overall maximum per calendar year
$750 combined
$1,000 combined
$1,750 combined
$2,000 combined
Unlimited Basic, $750 for Minor restorative, and $1,600 for Major restorative
Unlimited Basic, $750 for Minor restorative

Unlimited Basic, $750 for Minor restorative